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Welcome to PensionPortal.ai

PensionPortal.ai is built for one purpose: to help trustees of Irish occupational pension schemes meet their IORP II compliance obligations — without needing to be regulatory experts.
You are personally responsible for your scheme’s compliance with the IORP II Directive and Irish Pensions Act. PensionPortal.ai gives you the tools, structure, and guidance to meet that responsibility confidently.

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What the Platform Does for You

Annual Compliance Statement

The ACS Wizard walks you through 20 regulatory questions and manages the dual sign-off process. Deadline: 31 January each year.

Own-Risk Assessment

The AI-assisted ORA tool helps you assess and document risks across 8 categories. Required every 3 years or after significant change.

Key Function Holders

Manage appointments of your Risk, Internal Audit, and Actuarial KFHs, track fit & proper assessments, and meet the 30-day PA notification requirement.

Written Policies

Review, adopt, and maintain your 11 mandatory written policies — including the new DORA policy — with a built-in 3-year review cycle.

OMA Transition

If your scheme is a one-member arrangement, the OMA Triage Tool helps you assess your options before the April 2026 deadline.

AI Compliance Assistant

Ask plain-language questions about your obligations. The AI is grounded in Pensions Authority regulatory documents — and every answer requires your approval before it becomes part of the record.

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Your Personal Liability Under IORP II

Under the IORP II Directive (transposed into Irish law via the IORP II Regulations 2021 and Pensions Act), trustees are personally responsible for ensuring their scheme is compliant. This isn’t just a corporate obligation — it sits with you as an individual trustee. Key points:
  • The Pensions Authority (PA) can investigate, direct, and sanction trustees directly
  • Non-compliance can result in PA enforcement action, directions to remedy, and potential personal liability
  • The PA expects trustees to demonstrate an active, documented compliance posture — not a passive one
Ignorance of the requirements is not a defence. The PA expects trustees to know their obligations and act on them.
PensionPortal.ai creates a documented, time-stamped compliance record showing the PA that your scheme is actively managed.

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How to Get Started

1

Review your obligations

Read Your IORP II Obligations for a plain-language summary of what you must do and when.
2

Complete your Annual Compliance Statement

If you haven’t filed your ACS yet, go to Completing Your ACS. The deadline is 31 January each year.
3

Check your Key Function Holders

Confirm your Risk, Internal Audit, and Actuarial KFHs are appointed and notified to the PA. See Key Function Holders.
4

Review your Compliance Calendar

See all upcoming deadlines in your Compliance Calendar.